Top 5 Reverse Mortgage Lenders



Are you considering a reverse mortgage? Reverse mortgages are loans borrowed against the equity of a home. In essence, the mortgage arrangement goes from you paying the lender to the lender paying you a tax-free bundle every month, which you don’t have to repay until death or as long as you live in the house. An important component to protecting yourself from making a reverse mortgage mistake is in choosing the best reverse mortgage lender. We’ve compiled a list of the top five lenders to help you: they are Lending Tree, Home Point Financials, Reverse Mortgage Advisors of America, American Advisors Group and All Reverse Mortgages. Read on to learn more about these top-rated lending options.

Top 5 Reverse Mortgage Lenders

  • Lending Tree
  • Home Point Financials
  • Reverse Mortgage Advisors of America
  • American Advisors Group
  • All Reverse Mortgages

Services and Features with Lending Tree and Reverse Mortgage Advisors

Services and features of a reverse mortgage can include reverse mortgage calculators, refinancing, online quotations and financial guides. Lending Tree and Reverse Mortgage Advisors of America are two top-ranked reverse mortgage-lending agencies that provide all of these services. Get access to the following from these two reverse mortgage lenders:

  • Reverse Mortgage Calculator
  • Refinancing options
  • Online quotations
  • Financial guides

Get the Most Loan Types Offered with Home Point Financials

Reverse mortgages can be offered under a few different finance types. Those loan types include VA loans, proprietary loans, Home Equity Conversion Mortgages (HECM) and single purpose reverse mortgages. Just as with the above list of lenders under the best for services and features, the two lenders offering every type of reverse mortgage are, again, Lending Tree and Reverse Mortgage America. One other top-ranking company offering a variety of reverse mortgage loan types is Home Point Financials. Quite possibly, companies with the most loan types demonstrate that they are available to more customer types, ready to meet the needs of more people like you. Use a company with the following reverse mortgage types available when flexibility with regard to loan type is important to you:

  • VA Loans
  • Proprietary Loans
  • HECMs
  • Single Purpose Reverse Mortgages

Consumer Care and Support, Anywhere and Anytime

Use the lenders that are available across devices and through as many communication venues as possible. Devices include, but are not limited to, mobile phones, tablets and desktop computers. You should be able to email, use social media or, in some cases, text an available representative for immediate assistance. The most-connected companies employ mobile apps to help you stay connected, with associates ready, literally, at the touch of a button. Lending Tree offers a mobile app for its customers. They are also available by telephone. A company with multiple channels of communication demonstrates that immediate availability for helping its customers is a top priority. Before making a commitment to a lender, be sure that they, at least, are available via:

  • Telephone
  • Email
  • Mobile
  • Social Media

Customer care is not just about accessibility for help; it is also about what happens once you connect with them. American Advisors Group, a lender with a higher volume of clients, has a very high customer rating for help and support. Visit their website and read the client reviews, telling story after story of how they were helped step-by-step and at any hour of the day. American Advisors Group is available via telephone and email. All Reverse Mortgages also rank high in customer satisfaction for help and support.


This short list of lenders was put together based on findings in comparing what each company offers. Are they available through multiple channels of communication? Do they offer a variety of loan types, especially HECMs, which happen to be a federally backed loan type? And, what happens when customers interact with them?