Top 3 Personal Finance Programs



Managing personal finances is one of the biggest struggles people today have. Earning your weekly paycheck and earning money, saving that hard-earned money, and making wise choices about spending can become constant struggles. If this describes you, then you are not alone. Millions of people just like you are looking for a helping hand to make their money management and personal finances easier to control. With a good budget, you control your money rather than your money controlling you. But where do you turn? What can you use to make this important aspect of your life easier? What are the best personal budgeting programs that you can use? Here are three of the top programs that can help families and individuals manage their finances, plan for expenses, work on savings, and be in control of their money once again.

Top 3 Personal Finance Programs

  • Learn Vest
  • You Need a Budget

One of the personal budgeting programs that consistently receive the highest praise and reviews, is a great place to start. One of the biggest selling points for this program is that it is free to use. Signing up is easy and you can begin laying out your income and expenses and plan out a budget right away. It has specialized features that focus in on analyzing what you spend, what you spend it on, how often your spending habits fluctuate. This program works to help put the power back in your hands so you can see where every penny you earn is being spent.


  • Free to use
  • Focused for spending records
  • Easy to get started

Learn Vest

Another great program for the individual or family that wants to begin the process of reigning in their spending, Learn Vest has helps thousands! It allows users to set up their account and lay out their budget and map out their spending plans and obligations for the coming weeks and months. Learn Vest is also free to use though there are upgraded accounts and features available if one so desires to use them. Money management in general, whether it is tracking your income cycles or your spending and savings progress, this is a program that is designed to be versatile and informative.


  • Free to sign up and use
  • Upgrades available if so desired
  • Focused on money management in general

You Need a Budget

One of the newer and lesser known of the budgeting guide programs out there, You Need a Budget- or YNAB as it is called on the site- is a unique new approach to managing your money and sticking to your budget. You can customize everything about the platform to fit your needs. YNAB is also unique in that they focus on making budgeting a fluid practice that shifts and changes with your needs, rather than forcing you into a rigid budgeting box that doesn’t always work month to month. YNAB costs but they do offer a free trial month and a strong focus on strong budgeting and tracking.


  • Free trial and affordable membership
  • Full customization available
  • Unique new approach to personal budgeting


There are many people today who struggle with their personal finances. It is not from a lack of desire to be wise with their money but more from a lack of budgeting know how and experience. Thankfully, there are many great personal budgeting programs available that can help! We have looked at three great programs, each one offering a slightly different approach and focus but each one providing valuable tools and information to people just like you., Learn Vest, and YNAB are all three great places to get started on your budgeting journey.